Zip codes 32408 homes for sale starting at Fifty Thousand Dollars

$1,225,000 - Panama City, FL

9614 Beach Boulevard Panama City, FL - Imagine waking up to the sea every morning and going to bed with glorious sunsets every night! No HOA association rules or expense for this beachfront property with generous square footage, two Gulf-front decks, and a 1-car garage. The location is a surprisingly quiet area off the main drag, yet close to the many attractions, shops, and eateries. This rare 2-story townhome is offered fully furnished as a turn-key vacation rental or perfect second home. Note the easy-care flooring, beachy colors and decor, and thoughtful touches that create the relaxed atmosphere of a private family beach house. The expansive floor plan features living and entertainment space on the first floor with three bedrooms on the second, all having their own baths. The incredible beach view owner's suite has high ceilings, and streaming sunlight through high dormer windows, sitting area, and private deck. The spacious second bedroom has a queen bed plus two sets of full-sized bunk beds, so it really adds to the number of heads you can put in beds. And the dedicated bunk room has two twin sets for the kids. Both decks are brand new with durable poly furniture and breathtaking views of the stunning beach accented by the privacy and protection of the natural dunes. The ground floor deck has a convenient outdoor shower for those many sandy days. A paver pathway leads you to the sparkling waves of the Gulf of Mexico and days filled with joy. The full kitchen combines with the gas grill and wet bar for a wonderful evening full of fun and salty breezes. The bonus of a garage and long driveway is a big deal when parking is at a premium, and this set-up can accommodate RVs, trailers, and jet skis. Panama City Beach is buzzing with exciting new attractions set to make waves in 2025! Top Golf is bringing its high-tech, climate-controlled hitting bays to Pier Park, offering a fun and modern golf experience for all skill levels. Dolly Parton's Pirates Voyage Dinner & Show is setting sail with thrilling acrobatics, pyrotechnics, and a four-course feast, making it a must-see entertainment spot. Plus, the highly anticipated Wave Park promises exhilarating water adventures, adding even more fun to this vibrant coastal destination. Whether you're swinging a club, cheering on pirates, or riding the waves, PCB is gearing up for an unforgettable year! Reach out today for a Cost To Own Estimate to see how rental income can cover ownership costs and slip into the coastal lifestyle of your dreams! Request your private showing or on this rare opportunity to own an affordable beachfront property on the infamous emerald coast.

$1,200,000 - Panama City Beach, FL

3207 Swordfish Drive Panama City Beach, FL - Welcome to WATERFRONT living in Bay Point—where thoughtful design meets sweeping views of Grand Lagoon. Built in 2023, this elevated coastal retreat offers a rare vantage point to watch the yachts glide toward the pass—all from the comfort of your expansive 52-foot back deck complete with an outdoor kitchen (grill, sear station, sink, storage) and sleek cable railing for an unobstructed view. Inside, oversized windows flood the main living space with natural light and showcase the water from nearly every angle. The kitchen is a showstopper with a 10-foot+ island, water-view sink framed by an eight foot wide window, and a butler's pantry that keeps the fridge, microwave, and coffee maker tucked away. No upper cabinets here—just clean lines and beautiful scenery. Upstairs is all all about entertaining, with the kitchen, living, and office oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access off the main living areaideal for flexible living. The office features 100+ year-old European doors that add charm and character. Downstairs, three bedrooms offer privacy and comfort, including a luxurious primary suite with water views, a spa-inspired bath with a soaking tub, walk-in shower, dual vanity, and an oversized custom closet. Just off the primary suite, step onto a private pavered porch with room for outdoor furniture and your very own eight-person Master Spas hot tuball with a peaceful water view. From the grand front staircase and double-door entry to the magical morning sunrises over the lagoon, this home was built for those who appreciate quality, comfort, and a view that never gets old.Home Ins. $2584. Flood Insurance (quoted) $2500. Ave Electric $200. Ave Gas $50. Ave Water $100

$1,200,000 - Panama City Beach, FL

7835 Surf Drive Panama City Beach, FL - Gulf-front living at its finest! This delightful townhome is located in the charming and highly sought-after Surf Drive area, offering breathtaking views and direct beach access. No elevators are needed—just step right onto the sand! Plus, it comes with two parking spaces for added convenience. The main level features an open-concept living, dining, and kitchen area with large windows and French doors that lead to a spacious patio and expansive waterfront deck. Enjoy the sights, sounds, and fresh salty air of beachfront living right from your own backyard. A conveniently located ground-floor bedroom and full bathroom make this layout ideal for guests. Upstairs, the oversized Gulf-front master suite boasts its own private balcony with stunning ocean views (SEE ADD REMARKS) CONTINUED while the guest bedroom also features a private balcony. With three bedrooms and three full bathrooms, this townhome offers plenty of space for family, friends, and vacation rentals. Situated on a 150 ft. deep lot, there's ample room for beachfront fun and relaxation. Plus, you're just minutes from dining, shopping, and entertainment for both kids and adults. Sold fully furnished and move-in ready, this is the perfect opportunity to own your piece of paradise!

$1,200,000 - Panama City, FL

3207 Swordfish Drive Panama City, FL - Welcome to WATERFRONT living in Bay Point--where thoughtful design meets sweeping views of Grand Lagoon. Built in 2023, this elevated coastal retreat offers a rare vantage point to watch the yachts glide toward the pass--all from the comfort of your expansive 52-foot back deck complete with an outdoor kitchen (grill, sear station, sink, storage) and sleek cable railing for an unobstructed view.Inside, oversized windows flood the main living space with natural light and showcase the water from nearly every angle. The kitchen is a showstopper with a 10-foot+ island, water-view sink framed by an eight foot wide window, and a butler's pantry that keeps the fridge, microwave, and coffee maker tucked away. No upper cabinets here--just clean lines and beautiful scenery.Upstairs is all about entertaining, with the kitchen, living, and office oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access off the main living area--ideal for flexible living. The office features 100+ year-old European doors that add charm and character.Downstairs, three bedrooms offer privacy and comfort, including a luxurious primary suite with water views, a spa-inspired bath with a soaking tub, walk-in shower, dual vanity, and an oversized custom closet. Just off the primary suite, step onto a private pavered porch with room for outdoor furniture and your very own eight-person Master Spas hot tub--all with a peaceful water view.From the grand front staircase and double-door entry to the magical morning sunrises over the lagoon, this home was built for those who appreciate quality, comfort, and a view that never gets old.Home Ins. $2584. Flood Insurance (quoted) $2500. Ave Electric $200. Ave Gas $50. Ave Water $100

$1,200,000 - Panama City, FL

7835 Surf Drive Panama City, FL - Gulf-front living at its finest! This delightful townhome is located in the charming and highly sought-after Surf Drive area, offering breathtaking views and direct beach access. No elevators are needed--just step right onto the sand! Plus, it comes with two parking spaces for added convenience. The main level features an open-concept living, dining, and kitchen area with large windows and French doors that lead to a spacious patio and expansive waterfront deck. Enjoy the sights, sounds, and fresh salty air of beachfront living right from your own backyard. A conveniently located ground-floor bedroom and full bathroom make this layout ideal for guests. Upstairs, the oversized Gulf-front master suite boasts its own private balcony with stunning ocean views, while the guest bedroom also features a private balcony. With three bedrooms and three full bathrooms, this townhome offers plenty of space for family, friends, and vacation rentals. Situated on a 150 ft. deep lot, there's ample room for beachfront fun and relaxation. Plus, you're just minutes from dining, shopping, and entertainment for both kids and adults. Sold fully furnished and move-in ready, this is the perfect opportunity to own your piece of paradise!

$1,199,900 - Panama City, FL

405 Wahoo Road Panama City, FL - Stunning Waterfront home in Bay Point - A Boater's Dream!This breathtaking 3189 sq ft waterfront home in the prestigious Bay Point community, offering 4 spacious bedrooms, 3 beautifully updated bathrooms, and a flexible bonus/game room that opens to a private balcony with panoramic water views.Perfectly situated at a wide intersection of the canal with approximately 78 feet of water frontage, this home is ideal for large vessels and boating enthusiasts. Enjoy direct water access, a small boat lift, and a paver side yard perfect for additional storage.Inside, you'll find a grand open-concept living space with vaulted ceilings, floor-to-ceiling custom windows, and a cozy fireplace, all designed to highlight the one-of-a-kind views and flood the home with natural light. The renovated kitchen is a chef's delight, featuring quartz countertops, stainless steel appliances, and a large breakfast bar perfect for entertaining.The luxurious primary suite offers serene water views, a walk-in closet, and an updated ensuite bathroom with a double vanity, walk-in shower, and soaking tub. With two bedrooms upstairs and two downstairs, this layout provides comfort and privacy for the entire family.Step outside to your private pool, expansive deck, and beautifully landscaped surroundings. Additional features include a U-shaped driveway, updated flooring throughout, and a large attic space for extra storage.When you purchase in Bay Point you're not just purchasing a waterfront home. Bay Point is known for its pro golf course the Nicolas course, its newly renovated Marina, annual events such as Bill Fish and so much more. Whether you're seeking a peaceful getaway or an entertainer's paradise, this waterfront gem delivers coastal living at its finest.

$1,199,000 - Panama City Beach, FL

4113 Holiday Drive Drive Panama City Beach, FL - Incredible Income Opportunity Just One Block from the Beach!This renovated quadplex is a true gem, offering four updated units--each with its own washer and dryer hookups--and fully occupied by long-term tenants. Whether you're seeking reliable rental income, planning to live in one unit and lease out the others, or want to explore short-term rental potential, this property delivers exceptional versatility. And with no HOA, you have the freedom to manage it your way!

$1,195,000 - Panama City, FL

8817 N Lagoon Drive Panama City, FL - Welcome to your dream waterfront oasis on North Lagoon in Panama City Beach! This beautifully updated, one-story home is a successful short term rental, fully booked on Airbnb through April, and sold fully furnished! Offering 100 feet of stunning waterfront views, this property includes modern upgrades such as fresh paint, new ceilings, new HVAC, fans, and outdoor lighting. The roof was replaced in 2016. Inside, you'll discover 4 spacious bedrooms and 3 luxurious full baths. The gorgeous kitchen features granite countertops and stainless steel appliances, flowing effortlessly into the bright Florida room. The master suite, with hardwood floors and a private deck, provides a serene retreat. Step outside to your private backyard resort, complete with a pool, patio, green space, and your own PRIVATE DOCK for your boat in the lagoon. Additional highlights include a spacious living room with a gas fireplace, a private office with its own entrance from outside, and a 2-car garage. With NO HOA and situated on over a 1/2 acre lot, this property offers both privacy and convenience. Don't miss your chance to own this fully-furnished, fully-booked waterfront gem!

$1,190,000 - Panama City Beach, FL

539 Wahoo Road Panama City Beach, FL - Amazing waterfront opportunity in the desirable gated Bay Point community! A boater's dream, this home sits on a deep canal near Bay Point Bridge with a 124-ft dock! It features three separate living quarters. The main house features an open-concept living, dining, and kitchen area with stunning views of the pool and canal. Ideal for multi-generational living, there is a separate mother-in-law suite complete with a laundry room and pool access. Additionally, a canal-level studio apartment with a kitchen and full bath is perfect for a captain, guest, or teenager. Situated on an oversized lot, this property is ideal for waterfront living!

$1,190,000 - Panama City, FL

539 Wahoo Road Panama City, FL - Amazing waterfront opportunity in the desirable gated Bay Point community! A boater's dream, this home sits on a deep canal with a 124-ft dock! It features three separate living quarters. The main house has a split floor plan ,it features an open-concept living, dining, and kitchen area with stunning views of the pool and canal. Ideal for multi-generational living, there is a separate mother-in-law suite complete with a laundry room, nice size kitchen, living space and pool access. Additionally, a canal-level studio apartment with a kitchen and full bath is perfect for a captain, guest, or teenager. Situated on an oversized lot, this property is ideal for waterfront living!

Zip codes 32408 listings for sale

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