Zip codes 13820 homes for sale starting at Fifty Thousand Dollars

$199,900 - Oneonta, NY

47 West Street Oneonta, NY - This charming 4-bedroom, 1.5-bathroom home offers a unique opportunity to live in or rent out a move-in ready home! With a reputable history as a student rental, this house could easily add value to your portfolio or be the perfect fit to live in. Conveniently located near both universities and public transportation, this home features spacious rooms, a functional layout, and plenty of natural light. The main floor boasts an open living room, a well-sized kitchen with plenty of counters and cabinets, a convenient half-bath with laundry, and a first floor bedroom. Upstairs, you'll find three more generously sized bedrooms and a full bathroom. There is additional parking above in the back. Whether you're looking to invest or create your own ideal home, this property is full of potential.

$199,500 - Oneonta, NY

28 West St Oneonta, NY - BLAST FROM THE PAST! Solid mixed use building features three recently upgraded/ painted apartments PLUS walk back in time through the Lower Level former Damascene College Bookstore! Walk through and it is just as it was- and has potential for future occupancy, City of Oneonta MU-2 Mixed Use zone! Parking is limited, but with some creativity this building could be once again producing 4 incomes! Apartments are charming, neat. and clean. On-site laundryfor tenants! This solid rental building must be seen! Apt 1: 1 bedroom 1 bath. Living room, kitchen, bedroom and bath- 3 room. Flooring is carpet and vinyl. Refrigerator and range. $650 mo plus electric, 400 sf- unoccupied. Apt 2: 1 bedroom 1 bath. Living room, kitchen, bedroom, and bath- 3 room apartment. Carpet and vinyl flooring. $650 a month plus electric.450 sf- Floor 1- unoccupied. Apt 3: 2 bedroom, 1 bathroom. Living room, kitchen, 2 bedrooms and bath. 4 room apartment. $650 plus electric- 600 sf- Floor 2- occupied. Commercial unit- Basement level, 700 sg ft, unoccupied.

$199,000 - Oneonta, NY

904 County Route 44 Oneonta, NY - Otsego County Christmas Special- Located 2 miles from Milford, and 15 minutes from both Cooperstown and Oneonta, this property enjoys an enviable location. Quick access to anywhere you'd want to go, nearby state parks and forests, yet it's on a quiet road in a bucolic country setting. There is .61 acre, mostly open, rolling topography. Only one neighbor's home is near enough to see. There is just enough shade, large birches, maple, hemlock and a 4' diameter spruce, to name a few. Yet you'll have ample sunny space for gardens and outdoor activities. The nearly 1600 ft2 home was just completely renovated, Mostly new ceilings and walls, new electric entrance and wiring, recessed adjustable lighting, thermal pane windows, new insulated stainless steel chimneys, updated heat system, new custom kitchen and baths, new plumbing, fresh paint everywhere, new 3/4" hickory floors, 5 new closets, new staircase... The main heat is oil hot air, but there is a wood stove for backup or ambiance. ALSO, 2 12000 BTU mini-split heat exchangers, which give energy efficient heat and air-conditioning downstairs. The home has an open floor plan. Downstairs there is an eat-in kitchen (10.5x18') which adjoins 2 large rooms (14.5x17.5', 13x17.5') used for living and large family meals. There is also a full bath and laundry (7.5x15') , 2 bedrooms (15x15, 9x13') and a large 8x16' mud room. Upstairs is a half bath, a play area, the third bedroom, + 2 storage rooms which in the distant past were once bedrooms. And there is an attic. All but one downstairs room has new flooring, either hickory hardwood or ceramic tile. The master bedroom retains its wide plank floor and all the antique features the home once enjoyed. The same can be said for the bedroom above it. The walls of the kitchen and an adjoining room are done in lightly-stained wood, giving the home an instantly warm and friendly feel. The downstairs is sunny, bright, and airy. With both front and side porches, this home just oozes character and charm. If you are the sort of person who wants a dry basement and everything straight and square, it may not be for you; but if you want a really nice property, one that instantly feels like a home, a place where people have loved and laughed for generations, this is an exciting find. Priced to sell, a Christmas gift, just $209000. Taxes are absurdly low (don't tell them!), around $1300, which makes it easy to afford.

$189,900 - Oneonta, NY

20 Fair St Oneonta, NY - HEART OF THE CITY!!! Within walking distance to Main Street, Neahwa Park, Wilber Park, and close to all Oneonta has to offer - this METICULOUSLY MAINTAINED HOME IS SURE TO PLEASE! Outside features a great location, small yard easy to maintain, deck, & one car attached garage. Inside on the first floor you'll find a LARGE LIVING W/HARDWOOD FLOORS & FIREPLACE, large enclosed front porch, formal dining room, kitchen, and half bath. Upstairs features 3 bedrooms (one with a walk-in closet) & a large full bath. PRIME LOCATION, METICULOUSLY MAINTAINED, BEAUTIFUL HARDWOOD FLOORS THROUGHOUT .... opportunities like this don't come around often - don't hesitate!!!

$187,500 - Oneonta, NY

19 N Belmont Circle Oneonta, NY - Perfect Ranch walkable to downtown, parks, schools and local restaurants. This 2 BR 1 BA home has a great layout with eat in kitchen, open to a spacious living room. Bedrooms are off the main hallway for peaceful nights. Completely fenced in backyard for privacy and furry friends. Spend evenings out on the front porch. Basement has been painted and could be refinished for more space. Overlarge primary bedroom can be made back into two bedrooms making for a 3 BR home. Two car garage! Put your walking shoes on for a few laps around what was once a race track (Belmont Circle). Listing agent related to sellers.

$185,000 - Oneonta, NY

2 Lincoln Street Oneonta, NY - Charming Home with Treehouse Vibes in the Heart of Oneonta Welcome to 2 Lincoln Street, a bright and inviting 3-bedroom, 1.5-bath home located on a quiet dead-end street in a prime Oneonta location. Just minutes from SUNY Oneonta, Hartwick College, Oneonta High School, and downtown, this property offers both convenience and character. Enjoy the ease of first-floor laundry and a comfortable layout that flows out to a lovely wrap-around deck through two sliding glass doors, creating a perfect indoor-outdoor connection. Surrounded by mature trees, the elevated deck gives the home a peaceful, treehouse-like feel—ideal for morning coffee, quiet evenings, or entertaining friends. This home is perfect for full-time living, investment, or a stylish student rental with charm. Don't miss this rare opportunity in one of Oneonta’s most walkable and desirable areas!

$170,000 - Oneonta, NY

21 Cherry Street Oneonta, NY - Three Bedroom, Two Bathroom house with a NEW roof available in the City of Oneonta. Full bath on each floor, with hardwood floors throughout the house. Garage in the back for easy access and convenience. Great starter house or for someone downsizing, or if you are looking for something that is an easy walk to downtown and all of Oneonta's amenities. If you are looking to add to your rental portfolio, this house has tenants lined up for the '25-'26 school year.

$169,900 - Oneonta, NY

1 Rose Avenue Oneonta, NY - Take advantage of this affordable money making 3 UNIT INVESTMENT property in the city of Oneonta. There is one 3 bedroom apartment with an eat-in kitchen, living room, dining room and a full bath. There are two one bedroom apartments with some new flooring, open floor plan and access to an enclosed porch overlooking a soothing babbling brook. Each apartment has separate electric meters and two forced air furnaces. The 3 bedroom apt pays their own heat and electric. Heat and hot water are included in the rent for apt 1 and 2. Yearly income $24,960/year. Expenses are low $7778 per year (taxes, insurance, utilities, garbage removal and water). Certificate of Compliance provided by closing. Off street parking for about 4 cars, plus street parking. Close to bus route, hospital and downtown. Schedule your showing today!

$169,000 - Oneonta-City, NY

10 Baker Street Oneonta-City, NY - Nestled in the heart of Oneonta, 10 Baker St is a promising investment opportunity with a lot to offer. This property features two units, each comprising two bedrooms and one bathroom. The downstairs unit is equipped with convenient laundry facilities, while the upstairs unit includes a relaxing deck, providing additional livable space for tenants. The property is well-maintained and in solid condition, making it an excellent choice for first-time investors looking to enter the real estate market. The units have been meticulously cared for, ensuring minimal upkeep and maximum appeal to potential tenants. Currently occupied by reliable tenants, 10 Baker St provides a stable rental income stream. The presence of good tenants adds to the property's appeal, offering reassurance to investors about its income-generating potential. With its spacious backyard and attractive features, 10 Baker St presents a compelling opportunity for those seeking a long-term investment in real estate. Whether you're new to property investment or looking to expand your portfolio, this property stands out as a solid and promising choice in the Oneonta area.

$164,000 - Oneonta, NY

13 Raymond Avenue Oneonta, NY - Discover this charming Cape Cod nestled in a lovely neighborhood in the Town of Oneonta. This cozy home offers 3 bedrooms and 1 bath, complemented by a covered back patio and a screened-in porch connected to a one-car detached garage. Enjoy the convenience of being within walking distance to West End Oneonta’s eateries, the Town pool, tennis courts, and the Elementary School. With a touch of TLC, this delightful house has the potential to become a truly wonderful home!

Zip codes 13820 listings for sale

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