Oneonta New York homes for sale starting at Fifty Thousand Dollars

$339,900 - Oneonta, NY

432-434 Main Street Oneonta, NY - Ideal center-city location with highly sought after Mixed Use-2 Zoning, allowing for short term occupancy. First floor includes living room, kitchen, 4 bedrooms, and 1+1/2 baths. The second floor has living room, kitchen, two bedrooms, and full bathroom. Could be ideal owner-occupied with all one level living, and providing income from short or long-term rentals on the second floor. Or lease entire building long or short term- many options at this highly visible corner lot with plenty of parking!

$310,000 - Oneonta, NY

23 Cedar Street Oneonta, NY - Turnkey investment opportunity in the heart of Oneonta! This recently renovated 2-family home offers two legal 4-bedroom units, each with spacious layouts and updated finishes. A current Certificate of Compliance is in place, making it ready for immediate occupancy or rental. Located just blocks from both SUNY Oneonta and Hartwick College, this property is ideally positioned for any type of tenant, or an owner occupant. Recent renovations include new flooring, walls, roof, fixtures, and more—every detail has been thoughtfully updated. All of this, right in the Village of Oneonta, close to shops, dining, and public transportation. Don't miss out on a choice opportunity to secure a solid property with flexible investment potential.

$219,900 - Oneonta, NY

272-274 River Street Oneonta, NY - PRIME LOCATION on 1.24 ACRES IN THE HEART OF ONEONTA!!! Located near all Oneonta has to offer, yet private - this property is an OPPORTUNITY THAT DOESN'T COME AROUND OFTEN! Nestled at the very end of river street right around the corner from I-88; on the outside you will find a MASSIVE PRIVATE YARD, private back deck, and detached two car garage. Inside on the first floor you'll find a large foyer, living room w/woodstove, FIRST FLOOR BEDROOM, formal dining room, kitchen, LARGE BACK ROOM LEADING TO THE DECK PERFECT FOR AN OFFICE OR FAMILY ROOM AREA, Full bath, & first floor laundry. Additionally upstairs you will find a LARGE FULL BATH & two more bedrooms. The second lot is ZONED COMMERCIAL WITH ENDLESS OPPORTUNITY to build your dream home, add rentals, or create your own business. To top this off there is NATURAL GAS, PUBLIC WATER, & PUBLIC SEWER! A RARE FIND that doesn't come around often - don't hesitate!!!

$212,500 - Oneonta, NY

8 Petri Drive Oneonta, NY - This Town of Oneonta secluded 3 bedroom Ranch Home won't last long, only 2nd time offered. Nice large level yard with large storage shed located on a dead end St. Behind it's split rail fence there are many perennials, blueberry, crab apple, hemlocks, rhododendrons to name a few. Solid oak floors, newer kitchen and appliances, which opens to the cozy family room with sink island and eating bar. Original full bath and a 3/4 handicap accessible bathroom addition off the primary bedroom. Dry Basement could become additional living space, there is a 2nd chimney for possible wood stove. Pull down attic stairs in Garage leads to a surprising large storage room.

$209,000 - Oneonta, NY

165 Chestnut Street Oneonta, NY - Terrific Student Rental Opportunity – Fully Rented 4-Bedroom in Oneonta, NY. Invest in a turn-key student rental just minutes from both SUNY Oneonta and Hartwick College! This well-maintained 4-bedroom property is fully rented through the 2025-2026 school year and generating $30,800 in annual rental income. Located just a short stroll from downtown’s retail shops, pizza joints, and “study breaks,” this place is where students actually want to live (and parents are happy to pay for). Whether you’re a seasoned investor or just starting out, this is a high-demand, low-maintenance asset in a prime location. Highlights include: Well cared for, spacious rooms, 2 full bathrooms, large kitchen with dishwasher and first floor laundry. Ample off-street parking. To include new roof and furnace prior to close. Don’t miss this chance to own a proven income-generating property in one of New York’s top college towns!

$199,900 - Oneonta, NY

47 West Street Oneonta, NY - This charming 4-bedroom, 1.5-bathroom home offers a unique opportunity to live in or rent out a move-in ready home! With a reputable history as a student rental, this house could easily add value to your portfolio or be the perfect fit to live in. Conveniently located near both universities and public transportation, this home features spacious rooms, a functional layout, and plenty of natural light. The main floor boasts an open living room, a well-sized kitchen with plenty of counters and cabinets, a convenient half-bath with laundry, and a first floor bedroom. Upstairs, you'll find three more generously sized bedrooms and a full bathroom. There is additional parking above in the back. Whether you're looking to invest or create your own ideal home, this property is full of potential.

$199,900 - Oneonta, NY

10 Jefferson Avenue Oneonta, NY - Charming West End Ranch Welcome to this well-loved 3-bedroom, 1.5 bath ranch home located in Oneonta’s desirable West End. Set on a spacious and level lot, this property offers unbeatable convenience—just a short walk to the elementary school, town park, pool, local restaurants, and essential services. Originally a cozy 1-bed, 1-bath bungalow, the home was thoughtfully expanded in 1968 with a two-story addition that includes: 2 bedrooms and a half bath; a breakfast room and pantry; and a knotty-pine family room featuring a wood-burning fireplace and woodstove hookup. With great bones and preserved charm, this home is ready for some TLC to shine once again. A few valuable upgrades already in place are: some replacement windows; blown-in insulation, a newer boiler and baseboards. A portion of the roof has been replaced. You can’t overlook the oversized detached 2-car garage complete with workshop space and additional storage for tools or gear. Whether you're a first-time buyer, downsizing, or looking for a project with strong resale potential, this home offers exceptional value in a fantastic location. Don’t miss the opportunity to make it your own.

$199,000 - Oneonta, NY

904 County Route 44 Oneonta, NY - Otsego County Christmas Special- Located 2 miles from Milford, and 15 minutes from both Cooperstown and Oneonta, this property enjoys an enviable location. Quick access to anywhere you'd want to go, nearby state parks and forests, yet it's on a quiet road in a bucolic country setting. There is .61 acre, mostly open, rolling topography. Only one neighbor's home is near enough to see. There is just enough shade, large birches, maple, hemlock and a 4' diameter spruce, to name a few. Yet you'll have ample sunny space for gardens and outdoor activities. The nearly 1600 ft2 home was just completely renovated, Mostly new ceilings and walls, new electric entrance and wiring, recessed adjustable lighting, thermal pane windows, new insulated stainless steel chimneys, updated heat system, new custom kitchen and baths, new plumbing, fresh paint everywhere, new 3/4" hickory floors, 5 new closets, new staircase... The main heat is oil hot air, but there is a wood stove for backup or ambiance. ALSO, 2 12000 BTU mini-split heat exchangers, which give energy efficient heat and air-conditioning downstairs. The home has an open floor plan. Downstairs there is an eat-in kitchen (10.5x18') which adjoins 2 large rooms (14.5x17.5', 13x17.5') used for living and large family meals. There is also a full bath and laundry (7.5x15') , 2 bedrooms (15x15, 9x13') and a large 8x16' mud room. Upstairs is a half bath, a play area, the third bedroom, + 2 storage rooms which in the distant past were once bedrooms. And there is an attic. All but one downstairs room has new flooring, either hickory hardwood or ceramic tile. The master bedroom retains its wide plank floor and all the antique features the home once enjoyed. The same can be said for the bedroom above it. The walls of the kitchen and an adjoining room are done in lightly-stained wood, giving the home an instantly warm and friendly feel. The downstairs is sunny, bright, and airy. With both front and side porches, this home just oozes character and charm. If you are the sort of person who wants a dry basement and everything straight and square, it may not be for you; but if you want a really nice property, one that instantly feels like a home, a place where people have loved and laughed for generations, this is an exciting find. Priced to sell, a Christmas gift, just $209000. Taxes are absurdly low (don't tell them!), around $1300, which makes it easy to afford.

$189,900 - Oneonta, NY

20 Fair St Oneonta, NY - HEART OF THE CITY!!! Within walking distance to Main Street, Neahwa Park, Wilber Park, and close to all Oneonta has to offer - this METICULOUSLY MAINTAINED HOME IS SURE TO PLEASE! Outside features a great location, small yard easy to maintain, deck, & one car attached garage. Inside on the first floor you'll find a LARGE LIVING W/HARDWOOD FLOORS & FIREPLACE, large enclosed front porch, formal dining room, kitchen, and half bath. Upstairs features 3 bedrooms (one with a walk-in closet) & a large full bath. PRIME LOCATION, METICULOUSLY MAINTAINED, BEAUTIFUL HARDWOOD FLOORS THROUGHOUT .... opportunities like this don't come around often - don't hesitate!!!

$187,500 - Oneonta, NY

19 N Belmont Circle Oneonta, NY - Perfect Ranch walkable to downtown, parks, schools and local restaurants. This 2 BR 1 BA home has a great layout with eat in kitchen, open to a spacious living room. Bedrooms are off the main hallway for peaceful nights. Completely fenced in backyard for privacy and furry friends. Spend evenings out on the front porch. Basement has been painted and could be refinished for more space. Overlarge primary bedroom can be made back into two bedrooms making for a 3 BR home. Two car garage! Put your walking shoes on for a few laps around what was once a race track (Belmont Circle). Listing agent related to sellers.

Oneonta, New York listings for sale

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